Return of Premium Term Life Insurance Calculator

This calculator helps you compare the costs of regular term life insurance and ROP term life insurance. The calculator provides the rate of return on a selected ROP term life policy and the rate of return that would be required from outside investments to match or exceed the return provided by the ROP term life policy. You can then decide if ROP term life is the best choice based on these results.

If you would like to compare two new policies with live rate information, use our live return of premium calculator.

Please provide the information requested below and click 'Run Calculation' to proceed.



Calculate Estimated Cost for a Return of Premium Policy






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