Sagicor Life Insurance Company

Sagicor Life Insurance Company
Name: Sagicor Life Insurance Company
Description: Sagicor Life Insurance Company (Sagicor) is a full-service life insurance company that helps clients make wise financial decisions today to ensure that they're protected tomorrow. We are licensed in 45 states plus the District of Columbia. Sagicor is rated A- (Excellent) by A.M. Best Company (4th best out of 16 possible ratings). This rating is based on Sagicor's financial strength and ability to meet its ongoing obligations. Sagicor is a wholly-owned subsidiary of Sagicor Financial Corporation, one of the oldest insurance groups in the Americas, with operations in 21 countries, mainly in the United States, Latin America and the Caribbean. Sagicor is committed to offering customers world-class service with integrity and value.
Website: www.sagicorlifeusa.com
Customer Service: 888-724-4267 
Address: 4343 N. Scottsdale Road, Suite 3
Scottsdale,AZ 85251
Offered by QuickQuote in: AL , AR , AZ , CA , CO , DC , DE , FL , GA , HI , IA , ID , IL , IN , KS , KY , LA , MA , MD , MI , MN , MO , MS , NC , ND , NE , NH , NJ , NM , NV , OH , OK , OR , PA , RI , SC , SD , TN , TX , UT , VA , VI , WA , WI , WV , WY
Year Founded: 1840
AM Best Rating: A- as of 2016
S&P Rating: NR

Included Term Life Product Features

Simplified Issue Underwriting Process: Issue ages 18-65 years for face amounts of $50,000 to $500,000

No Medical exams, bodily fluids or attending physicianís statement (issuance of the policy may depend upon the answers to the health questions set forth in the application)

eApplication
Accelerated Benefit Rider: Included at no additional cost, the Accelerated Benefit Insurance Rider will help cover medical costs or nursing home care by allowing you to use a portion of the death benefit in the event of a terminal condition diagnosis or confinement to a nursing home facility. The benefit received is the lesser of 50% of the policy face amount or $300,000.
Conversion: Policy may be converted to any permanent life insurance policy being issued by the company for conversion without evidence of insurability. Conversion may occur at any time prior to the policy anniversary following the insuredís 70th birthday.

Optional Term Life Product Features

Accidental Death Benefit: If the insured should die due to an accident, as defined in this rider, your beneficiaries will receive an additional death benefit.

Issue Ages
Waiver of Premium: This rider waives your premium payments if you, the primary insured, become totally disabled for at least six months. If the total disability ceases, simply resume premium payments.

Issue Ages

Other Information

Legal Information Not available in AK, CT, ME, MT, NY, or VT. Policy Form: ICC 101000/1000.

Sagicor Life Insurance Company Plans

Sage Term 10
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Simplified Issue Underwriting Process

Issue ages 18-65 years for face amounts of 50,000 to 500,000

No Medical exams, bodily fluids or attending physician's statement. Issuance of the policy may depend upon the answers to the health questions set forth in the application.

eApplication: Automated underwriting with a decision in minutes.
Sage Term 15
View Brochure
Simplified Issue Underwriting Process

Issue ages 18-65 years for face amounts of 50,000 to 500,000

No Medical exams, bodily fluids or attending physician's statement. Issuance of the policy may depend upon the answers to the health questions set forth in the application

eApplication: Automated underwriting with a decision in minutes
Sage Term 20
View Brochure
Simplified Issue Underwriting Process

Issue ages 18-65 years for face amounts of 50,000 to 500,000

No Medical exams, bodily fluids or attending physician's statement. Issuance of the policy may depend upon the answers to the health questions set forth in the application

eApplication: Automated underwriting with a decision in minutes