Aetna Senior Products Review [2024]
Aetna senior products are available to help overcome any deficiencies in Medicare or to help cover funeral expenses. Aetna Insurance Company is highly rated by A.M. Best and there are a variety of policy options. Aetna burial insurance is affordable and is often cheaper than the average burial insurance policy.
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Oct 15, 2024
It’s all about you. We want to help you make the right life insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident life insurance decisions. Comparison shopping should be easy. We are not affiliated with any one life insurance company and cannot guarantee quotes from any single company.
Our life insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different life insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about life insurance. Our goal is to be an objective, third-party resource for everything life insurance-related. We update our site regularly, and all content is reviewed by life insurance experts.
UPDATED: Oct 15, 2024
It’s all about you. We want to help you make the right life insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident life insurance decisions. Comparison shopping should be easy. We are not affiliated with any one life insurance company and cannot guarantee quotes from any single company.
Our life insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different life insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Aetna senior products focus on Medicare Supplement and whole life insurance
- Aetna may sell insurance products to seniors under a different company name such as Continental Life Insurance Company
- Aetna’s final expense insurance is affordable and comparable to the industry average
Seniors tend to have different needs for health insurance, life insurance, and most other insurance products. Thankfully, seniors can usually find everything they need with Aetna senior products.
Not all insurance companies are there for seniors and some might even take advantage of them. We’ll break down the best Aetna insurance plans for seniors and how they differ from traditional policies.
Keep reading to learn more about Aetna senior products or enter your ZIP code above to get free insurance quotes from the top insurance companies in your area.
Should I buy Aetna senior products?
Aetna is a popular insurance company that is owned by CVS Corporation. Aetna’s senior products may be listed under Continental Life insurance or American Continental Insurance Company in some cases. (For more information, read our “Continental Life Insurance Review“).
These companies are just smaller entities that specialize in Aetna senior supplemental insurance options, including Aetna Medicare supplement plans. In addition, Aetna is also related to First Health Life and Health Insurance company alongside Coventry Health and Life Insurance Company, both of which offer Medicare supplement policies.
For starters, it’s helpful to know that Aetna and its various subsidiaries are all highly rated for financial strength. A.M. Best has rated Aetna with “A” ratings for financial strength and as a long-term credit issuer.
Currently, Aetna Insurance Company is stable and can be considered a reliable option for seniors.
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What Aetna senior products are available?
Aetna senior products are limited to two main products, Medicare Supplement and whole life insurance. More specifically, Aetna life insurance is considered final expense insurance for seniors.
Aetna Life Insurance Company isn’t as popular as the company’s health insurance entity, but it’s still a reasonable option for final expense life insurance. In short, final expense insurance is designed to cover funeral costs when the time comes. (For more information, read our “Aetna Life Insurance Review“).
If you’re a senior and you don’t already have a life insurance policy, it could be worthwhile to invest in final expense insurance to avoid putting a major financial burden on your children or other loved ones when your time comes.
Aetna’s Medicare Supplement could be a good option for seniors who need additional health insurance coverage beyond what their Medicare policy offers.
Aetna offers an assortment of Medicare Supplement options including:
- Cancer/Heart Attack/Stroke
- Dental/Vision/Hearing
- Home Care
- Hospital Indemnity
- Recovery Care
The policies you choose should be based on your anticipated needs for health care. If you’re a senior and you’re in great health, you might specifically want to consider Aetna supplemental insurance for dental or vision coverage, especially if you’re in great health.
Contrarily, if you’re in poor health and are taking a variety of medications, it could be wise to invest in some of the other forms of Medicare Supplement offered by Aetna.
Read more: Aetna Dental Insurance Review
How much do Aetna senior products cost?
Aetna senior products can vary in price depending on the policies you choose if you buy the company’s Medicare Supplement insurance. You could expect some notable differences in the cost of recovery care versus dental or vision insurance.
Aetna’s whole life insurance is a bit more predictable by comparison. Below, you can get an idea of how much you would pay for Aetna’s final expense insurance.
Aetna Final Expense Insurance Rates
| Age | $10,000 - Male | $10,000 - Female | $20,000 - Male | $20,000 - Female |
|---|---|---|---|---|
| 60 | $52 | $43 | $100 | $82 |
| 65 | $63 | $52 | $122 | $100 |
| 70 | $82 | $66 | $160 | $128 |
| 75 | $108 | $86 | $213 | $168 |
| 80 | $146 | $119 | $288 | $235 |
| 85 | $199 | $162 | $395 | $320 |
With Aetna, seniors can purchase final expense insurance at a fairly reasonable price. While over $100 per month might seem like a lot, traditional term life insurance policies would cost significantly more for seniors each month.
Average Monthly Rates for a $10,000 Final Expense Policy
| Policyholder Age | Male | Female |
|---|---|---|
| 60 | $57.86 | $45.98 |
| 65 | $71.02 | $55.60 |
| 70 | $88.55 | $69.69 |
| 75 | $114.80 | $91.51 |
| 80 | $163.18 | $126.89 |
| 85 | $230.74 | $181.52 |
Above, you can see about how much a burial insurance policy typically is. Aetna’s sample rates tend to be slightly cheaper than the average rates each month, so you should feel comfortable buying a policy and paying a reasonable price.
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Of course, the best way to get the most affordable rates is to compare quotes from different insurance companies. While Aetna does appear to offer affordable final expense insurance, there may be cheaper options.
Exploring Aetna Senior Products and Services
When evaluating Aetna’s senior products, it’s essential to consider various aspects of their offerings. Aetna senior life insurance is designed to meet the unique needs of seniors, providing coverage options such as final expense insurance to help with funeral costs. For those interested in Medicare coverage, Aetna offers a range of plans, including Medicare supplement policies. These plans can be explored further through the Aetna senior products homepage, where you can find detailed information about each option.
For managing and accessing your policies, the Aetna senior supplemental provider portal and the Aetna senior provider portal are valuable resources. These portals allow users to log in, view claims, and check the status of their benefits. If you need to make a payment, you can use the Aetna Continental Insurance payment options available online. Additionally, the Aetna and American Continental provider portal provides access to specific information about final expense insurance through Aetna and American Continental Insurance Company.
If you have questions or need support, Aetna life insurance customer service can assist with inquiries about your policy. You can reach them at the Aetna life insurance phone number for direct assistance. For any claims or eligibility questions related to Aetna senior supplemental insurance, the Aetna senior supplemental claims address, and Aetna senior supplemental claims fax number are available for submissions.
Understanding the Aetna senior supplemental timely filing limit is crucial to ensure your claims are processed efficiently. To get a comprehensive view of Aetna’s offerings, including reviews and ratings, check out Aetna senior products reviews, Aetna health insurance reviews, and Aetna health insurance ratings.
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Exploring Insurance Options for Seniors
When it comes to finding the right insurance products for seniors, there are several noteworthy options available. Aetna senior supplemental provider portal login provides access to manage and review various Aetna products designed for senior needs, including Aetna final expense insurance underwritten by American Continental. This type of insurance helps cover funeral costs and is a crucial consideration for many seniors. For those seeking affordable burial options, affordable burial insurance for seniors can be a practical choice, with other providers like AIG final expense insurance also offering similar products.
For comprehensive Medicare supplement plans, reviewing Allstate Medicare supplement reviews and Continental Life Medicare supplement reviews can provide valuable insights into the coverage options available. Continental supplemental insurance and Genworth Medicare supplement insurance are other alternatives worth considering. Additionally, First Street senior products and Senior American Life Insurance Company offer specialized plans that cater to various senior needs. Options for senior American reviews can help in comparing these products to find the best fit.
For those evaluating senior term life insurance or other plans, such as senior final expense life insurance plan and senior burial insurance, it’s crucial to assess the benefits and coverage levels of each option. By exploring these different plans and reviews, seniors can make informed decisions about their insurance needs, ensuring they select the most appropriate and affordable coverage for their situation.
For those considering their insurance options, reviewing Coventry Life Insurance reviews can provide valuable insights into the company’s offerings and customer experiences. Additionally, exploring senior Aetna products is essential for seniors seeking comprehensive and reliable coverage tailored to their needs.
Managing Aetna Senior Supplemental Insurance and Services
Navigating Aetna senior supplemental insurance involves understanding several key elements to ensure you receive the benefits you need. To check the status of your claims, you can use the Aetna senior supplemental provider portal claim status feature, which provides real-time updates on your submissions. If you need a physical card for your supplemental insurance, the Aetna senior supplemental insurance card will be essential for accessing your benefits at medical facilities.
Eligibility for Aetna senior supplemental benefits can be verified through the Aetna senior supplemental eligibility criteria available on their website. For any questions or support regarding your benefits, Aetna senior supplemental customer service is available to assist you. Accessing your account and managing your insurance plan details is facilitated through the Aetna senior services login portal. This portal helps you manage everything from claim submissions to viewing your coverage options.
In addition to supplemental insurance, Aetna life insurance company Medicare supplement plans are designed to provide additional coverage beyond what Medicare offers. To get a quote for Aetna health insurance, including options for seniors, you can use the Aetna health insurance quote tool. Aetna health insurance for seniors encompasses various plans to cater to different healthcare needs, ensuring that you have comprehensive coverage throughout your retirement years.
More About Aetna Senior Products
Overall, Aetna senior products seem to be accessible and affordable when compared to the industry standard. The amount you pay will depend on the policy you select and how much coverage you get.
Once you buy a policy, you should be able to make adjustments or find other details by using your Aetna senior products login or through the Aetna senior products email.
You can view claims, obtain duplicate ID cards, download forms, and more using your Aetna senior products member login. The company’s website appears to be user-friendly.
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Aetna Senior Products: The Bottom Line
Aetna is a popular company that is well-known for providing various insurance products. Aetna senior products are available to help overcome any Medicare deficiencies or to help avoid any financial burden related to a funeral.
By now, you should have a better idea of what is available through Aetna senior products. Before you go, be sure to enter your ZIP code to get free quotes from the top insurance companies in your area.
Frequently Asked Questions
How much does Aetna insurance cost per month?
The cost of Aetna insurance per month varies depending on the type of policy and the coverage you choose. For specific rates, you should request a personalized quote based on your individual needs and location.
Is Aetna senior supplemental insurance for Medicare?
Yes, Aetna senior supplemental insurance is designed to complement Medicare coverage. It provides additional benefits and helps cover costs that Medicare may not fully address.
Is Aetna supplemental insurance a good option?
Aetna supplemental insurance can be a good option for those looking to enhance their Medicare coverage. It offers various plans that help cover additional healthcare expenses and provide broader coverage.
Is American Continental Insurance affiliated with Aetna?
Yes, American Continental Insurance is affiliated with Aetna. It operates as a subsidiary and provides supplemental insurance products under the Aetna brand.
Is the American Continental part of Aetna?
Yes, American Continental Insurance is part of Aetna. It functions as a subsidiary and offers insurance products that complement Aetna’s range of senior services.
What are the subsidiaries of Aetna?
Aetna’s subsidiaries include American Continental Insurance, Continental Life Insurance Company, and various other entities focused on providing specialized insurance products and services.
What does Aetna’s senior supplemental insurance cover?
Aetna’s senior supplemental insurance covers additional expenses that are not fully covered by Medicare. This can include coverage for prescription drugs, vision and dental care, and other healthcare services.
What is American Continental Insurance?
American Continental Insurance is a subsidiary of Aetna that provides supplemental insurance products, including final expense and burial insurance, designed specifically for seniors.
What is the best burial insurance for seniors?
The best burial insurance for seniors varies based on individual needs and preferences. Options such as Aetna American Continental final expense insurance, AIG final expense insurance, and senior burial insurance plans are popular choices that offer different benefits and coverage levels.
Who owns Aetna?
Aetna is owned by CVS Health Corporation, which acquired the insurance company in 2018. This acquisition expanded CVS Health’s offerings in healthcare and insurance services.
Your life insurance quotes are always free.
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
Editorial Guidelines: We are a free online resource for anyone interested in learning more about life insurance. Our goal is to be an objective, third-party resource for everything life insurance-related. We update our site regularly, and all content is reviewed by life insurance experts.
