AIG vs. Fidelity Life Insurance [2024]
When it comes to comparing AIG vs. Fidelity Life, AIG life insurance rates for both men and women are cheaper than rates from Fidelity Life. Although AIG ratings from A.M. Best are slightly higher than Fidelity Life, Fidelity Life comes is ahead of AIG with the BBB. Compare AIG vs. Fidelity Life insurance rates, ratings, and products to determine if either company is right for you.
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Brandon Frady
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Licensed Insurance Agent
UPDATED: Dec 15, 2024
It’s all about you. We want to help you make the right life insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident life insurance decisions. Comparison shopping should be easy. We are not affiliated with any one life insurance company and cannot guarantee quotes from any single company.
Our life insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different life insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about life insurance. Our goal is to be an objective, third-party resource for everything life insurance-related. We update our site regularly, and all content is reviewed by life insurance experts.
UPDATED: Dec 15, 2024
It’s all about you. We want to help you make the right life insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident life insurance decisions. Comparison shopping should be easy. We are not affiliated with any one life insurance company and cannot guarantee quotes from any single company.
Our life insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different life insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- When comparing AIG vs. Fidelity Life, AIG has cheaper life insurance rates for both men and women
- AIG also has a higher A.M. Best rating than Fidelity Life
- Fidelity Life has a higher rating from the Better Business Bureau (BBB) than AIG
You have many different companies to choose from to meet your life insurance needs. The best way to make a choice is to compare them side by side. We’ll evaluate the rates and ratings of AIG vs. Fidelity Life insurance companies to see if either is the right fit for you.
Each company offers various types of life insurance, such as term and permanent life. However, you should shop around and compare rates, ratings, and products before you buy AIG or Fidelity Life insurance.
Also, don’t limit yourself to AIG vs. Fidelity Life. Compare other companies as well to find the one that best suits your particular needs. Enter your ZIP code now to compare life insurance quotes from multiple companies for free today.
AIG vs. Fidelity Life: Which company offers more affordable rates to women?
Many factors affect your life insurance rates. Companies pay close attention to your age, gender, and medical history when determining your rates.
This table compares average AIG vs. Fidelity Life insurance rates for women of different ages who don’t smoke.
AIG vs. Fidelity Life Average Monthly Life Insurance Rates for Women
| Age of Female Non-Smoker | AIG Average Monthly Rates $100,000/20-year | Fidelity Life Average Monthly Rates $100,000/20-year |
|---|---|---|
| 25 | $10.60 | $12.27 |
| 30 | $10.69 | $12.44 |
| 35 | $11.07 | $13.40 |
| 40 | $11.50 | $14.18 |
| 45 | $14.42 | $18.18 |
| 50 | $19.81 | $24.71 |
| 55 | $27.46 | $33.06 |
| 60 | $47.89 | $51.24 |
| 65 | $81.95 | N/A |
AIG life insurance is the cheapest for women of all ages. Fidelity Life doesn’t offer coverage to women 65 or older with its standard policies. With both companies, rates increase with age, and smokers will see much higher rates.
Your life insurance quotes are always free.
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Your life insurance quotes are always free.
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AIG vs. Fidelity Life: Which company offers more affordable rates to men?
Next, let’s look at the average AIG vs. Fidelity Life insurance rates for men who don’t smoke.
AIG vs. Fidelity Life Average Monthly Life Insurance Rates for Men
| Age of Male Non-Smoker | AIG Average Monthly Rates $100,000/20-year | Fidelity Life Average Monthly Rates $100,000/20-year |
|---|---|---|
| 25 | $10.94 | $12.96 |
| 30 | $10.94 | $12.96 |
| 35 | $11.17 | $13.66 |
| 40 | $14.14 | $15.49 |
| 45 | $17.59 | $20.79 |
| 50 | $26.16 | $30.89 |
| 55 | $37.26 | $42.80 |
| 60 | $55.75 | $77.69 |
| 65 | $99.29 | N/A |
Once again, AIG insurance is cheaper than Fidelity life insurance for men. As with women, Fidelity doesn’t offer coverage to men who are 65 or older.
It’s fairly easy to compare AIG vs. Fidelity Life insurance quotes since both companies offer quotes on their websites.
Read more: AIG vs. MassMutual Life Insurance
AIG vs. Fidelity Life: Which company is more well-reviewed?
Ratings are also important when choosing a life insurance company. Even with the cheapest rates, if you can’t trust a company to come through for you when you need it, it’s not the right choice.
A.M. Best evaluates companies on their financial health. Ratings go from an A+++ all the way down to a D. AIG received an A rating and Fidelity Life received an A-, showing both companies have an excellent ability to meet financial obligations.
Better Business Bureau (BBB) ratings range from an A+ down to an F. AIG received a B and is not accredited. Fidelity Life received an A+ and is accredited.
Each company offers different products as well. AIG offers annuities, life insurance, retirement services, and mutual funds. You can even get AIG travel insurance. Fidelity Life offers various types of fast, no medical exam life insurance.
It’s also important to note that Fidelity Life is not the same company as Fidelity and Guaranty Life. Although Fidelity & Guaranty Life offers life insurance and annuities, it is not affiliated with Fidelity Life.
To learn more about each company, read our AIG Life Insurance Review and our Fidelity Life Association Review.
While it is possible to find affordable AIG and Fidelity Life insurance rates, there are many other companies out there that offer cheap life insurance. Enter your ZIP code now to compare life insurance quotes from different companies near you for free.
Read more: How To Cancel Your Fidelity Life Insurance Policy
Frequently Asked Questions
Are AIG life insurance rates cheaper than Fidelity Life rates?
Yes, AIG life insurance rates are generally cheaper than rates from Fidelity Life.
Which company has higher ratings, AIG or Fidelity Life?
AIG has slightly higher ratings from A.M. Best, but Fidelity Life has a higher rating with the Better Business Bureau (BBB).
What types of life insurance do AIG and Fidelity Life offer?
Both companies offer various types of life insurance, including term and permanent life insurance.
Can I get quick life insurance quotes from AIG and Fidelity Life?
Yes, both companies provide online quote services on their websites.
Are Fidelity Life and Fidelity & Guaranty Life the same company?
No, Fidelity Life and Fidelity & Guaranty Life are different companies. They offer different life insurance products and are not affiliated with each other.
Your life insurance quotes are always free.
Secured with SHA-256 Encryption
Brandon Frady
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about life insurance. Our goal is to be an objective, third-party resource for everything life insurance-related. We update our site regularly, and all content is reviewed by life insurance experts.
