AIG vs. Mutual of Omaha Life Insurance [2024]
When comparing AIG vs. Mutual of Omaha, AIG life insurance rates for both men and women are slightly lower than rates from Mutual of Omaha. However, Mutual of Omaha comes in ahead of AIG for both A.M. Best and Better Business Bureau ratings. Compare AIG vs. Mutual of Omaha insurance rates, ratings, and products to determine if either company is right for you.
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Travis Thompson
Licensed Insurance Agent
Travis Thompson has been a licensed insurance agent for nearly five years. After obtaining his life and health insurance licenses, he began working for Symmetry Financial Group as a State Licensed Field Underwriter. In this position, he learned the coverage options and limits surrounding mortgage protection. He advised clients on the coverage needed to protect them in the event of a death, critica...
Licensed Insurance Agent
UPDATED: Dec 15, 2024
It’s all about you. We want to help you make the right life insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident life insurance decisions. Comparison shopping should be easy. We are not affiliated with any one life insurance company and cannot guarantee quotes from any single company.
Our life insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different life insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about life insurance. Our goal is to be an objective, third-party resource for everything life insurance-related. We update our site regularly, and all content is reviewed by life insurance experts.
UPDATED: Dec 15, 2024
It’s all about you. We want to help you make the right life insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident life insurance decisions. Comparison shopping should be easy. We are not affiliated with any one life insurance company and cannot guarantee quotes from any single company.
Our life insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different life insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- AIG has slightly lower life insurance rates on average than Mutual of Omaha
- Mutual of Omaha has a better A.M. Best rating than AIG
- Mutual of Omaha also has a superior Better Business Bureau (BBB) rating than AIG and is also BBB accredited
There a lot of life insurance companies out there, and picking the best one for you can be difficult. Comparing providers side by side can help you make a decision. In this guide, we’ll break down the pros and cons of AIG vs. Mutual of Omaha life insurance companies.
Both AIG insurance and Mutual of Omaha life insurance review include products like term and permanent life insurance, as well as final expense coverage. However, you should shop around and compare rates and ratings before you choose between AIG vs. Mutual of Omaha life insurance.
You don’t have to limit your comparison shopping to just AIG vs. Mutual of Omaha. Enter your ZIP code now to compare life insurance quotes from multiple companies near you for free.
AIG vs. Mutual of Omaha: Which company offers more affordable rates to women?
Your life insurance rates are affected by many different factors, such as your age, gender, medical history, and hobbies.
This table compares average monthly AIG vs. Mutual of Omaha life insurance rates for women of different ages who don’t smoke.
AIG vs. Mutual of Omaha Average Monthly Life Insurance Rates for Women
| Age of Female Non-Smoker | AIG Average Monthly Rates $100,000/20-year | Mutual of Omaha Average Monthly Rates $100,000/20-year |
|---|---|---|
| 25 | $10.60 | $10.36 |
| 30 | $10.69 | $10.45 |
| 35 | $11.07 | $10.97 |
| 40 | $11.50 | $13.20 |
| 45 | $14.42 | $16.81 |
| 50 | $19.81 | $22.66 |
| 55 | $27.46 | $31.78 |
| 60 | $47.89 | $53.11 |
| 65 | $81.95 | $90.34 |
Read more: American Amicable vs. Mutual of Omaha Life Insurance
Until age 60, AIG and Mutual of Omaha have very similar monthly rates. After age 60, rates are still less than $10 apart. However, both companies offer higher rates as age increases, and rates will be higher for women who smoke. See life insurance rates by age and gender for more information.
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AIG vs. Mutual of Omaha: Which company offers more affordable rates to men?
Next, let’s look at the average monthly rates for AIG vs. Mutual of Omaha insurance for men who don’t smoke.
AIG vs. Mutual of Omaha Average Monthly Life Insurance Rates for Men
| Age of Male Non-Smoker | AIG Average Monthly Rates $100,000/20-year | Mutual of Omaha Average Monthly Rates $100,000/20-year |
|---|---|---|
| 25 | $10.94 | $10.88 |
| 30 | $10.94 | $10.88 |
| 35 | $11.17 | $11.48 |
| 40 | $14.14 | $14.49 |
| 45 | $17.59 | $19.14 |
| 50 | $26.16 | $27.74 |
| 55 | $37.26 | $40.98 |
| 60 | $55.75 | $65.58 |
| 65 | $99.29 | $124.74 |
Just as we saw with women, rates from AIG and Mutual of Omaha for men are close until age 60. At age 65, AIG is much cheaper than Mutual of Omaha.
Comparing AIG vs. Mutual of Omaha life insurance quotes may be tricky. While you can get an AIG quote online, you have to speak with an agent in order to get a Mutual of Omaha quote.
AIG vs. Mutual of Omaha: Which company is more well-reviewed?
You need to be able to trust your life insurance company to be there when you need it. This is why looking at a company’s ratings is just as important as comparing rates.
A.M. Best evaluates companies on their financial health. Ratings go from A++ all the way down to D. AIG received an A rating and Mutual of Omaha an A-, demonstrating that both companies have an excellent ability to meet financial obligations.
The Better Business Bureau’s ratings range from A+ down to F. AIG received a B and is not accredited. Mutual of Omaha received an A+ and is also BBB accredited.
Comparing AIG vs. Mutual of Omaha life insurance, there are a lot of similarities. Both companies are over 100 years old, and both offer term life, whole life, universal life, and final expense coverage.
Mutual of Omaha does have higher ratings than AIG, but you can’t get online quotes. You can add an accelerated death benefit rider to your policy with Mutual of Omaha.
In addition to online quotes, AIG requires no medical exams or waiting periods for some policies, but you must be at least 50 years old to sign up for whole life coverage. See no medical exam term life and no waiting period life insurance to learn more.
To learn more, read our AIG life insurance review and our Mutual of Omaha life insurance review.
While it is possible to find affordable AIG vs. Mutual of Omaha life insurance, there are many other companies that offer affordable life insurance. Enter your ZIP code now to compare life insurance quotes from providers near you for free.
Read more:
- AIG vs. North American Life Insurance
- AIG vs. Fidelity Life Life Insurance
- American National vs. Mutual of Omaha Life Insurance
Frequently Asked Questions
Are AIG rates lower than Mutual of Omaha?
Yes, AIG rates are slightly lower.
Which company has better ratings?
Mutual of Omaha has better ratings.
What types of insurance do they offer?
Both offer term, whole, universal life insurance, and final expense coverage.
Can I get online quotes?
AIG offers online quotes, but Mutual of Omaha requires speaking to an agent.
Do they require medical exams?
AIG offers no-exam policies, while Mutual of Omaha may require exams.
Your life insurance quotes are always free.
Secured with SHA-256 Encryption
Travis Thompson
Licensed Insurance Agent
Travis Thompson has been a licensed insurance agent for nearly five years. After obtaining his life and health insurance licenses, he began working for Symmetry Financial Group as a State Licensed Field Underwriter. In this position, he learned the coverage options and limits surrounding mortgage protection. He advised clients on the coverage needed to protect them in the event of a death, critica...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about life insurance. Our goal is to be an objective, third-party resource for everything life insurance-related. We update our site regularly, and all content is reviewed by life insurance experts.
