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Cheap Life Insurance Without Medical Exams in 2024 (Save With These 10 Companies!)

The top picks for cheap life insurance without medical exams are MetLife, Bestow, and Erie, known for their competitive coverage options. These companies offer policies that provide peace of mind quickly and with minimal hassle, bypassing the need for traditional medical screenings. Learn more in our “Types of Life Insurance.” Focusing on affordability and accessibility,…

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Life Insurance Face Value (Terms Explained)

Life insurance provides varying amounts of life insurance death benefits depending on the coverage and company you choose. This is known as the life insurance face value.  There is no difference between face value and death benefits, and many life insurance companies use these terms interchangeably when determining your rates. The higher your face value,…

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How do life insurance companies make money?

Since life insurance companies pay out multiple claims per year, you may wonder how life insurance companies make money if claims sometimes eclipse the amount earned in premiums. The answer is that life insurance company profitability is based on more than just the amount it earns in premiums. While some of life insurance company revenue…

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How to Find an Old Life Insurance Policy

If your loved one didn’t leave a clear record of a life insurance policy, it can be difficult to know how to find an old life insurance policy. We break down the main steps on how to find out if someone has life insurance, so you can easily find out whether the deceased had an…

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