Is life insurance worth it or not?

Since life insurance isn’t required coverage, you may wonder if life insurance is worth it or not, particularly when you already pay for other coverages like health insurance or car insurance.  The answer depends on your financial situation, whether you have dependents, and similar factors. For example, life insurance for families may be a good…

→ Read More

What is cash value life insurance?

If you’re in the market for a life insurance policy or looking to switch to a different one, you’ll soon discover plenty of choices, including life insurance with a cash value attached. When searching for life insurance, the term cash value might come up, and you might wonder how this applies to your coverage. You’ll…

→ Read More

Test

Here’s a video on how to use the Overview Box above and the Reference Section below: http://bit.ly/overview-rerference Delete the filler text below and start writing. Good luck. Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco…

→ Read More

What is evidence of insurability?

In the insurance world, evidence of insurability (EOI) is a term used to describe the documents and other information that insurance companies need to approve or deny coverage for an individual.  It’s basically a way for insurers to verify an applicant’s eligibility for coverage. Generally, EOI includes personal information, medical history, and lifestyle information about…

→ Read More

Understanding Long-Term Care Insurance

At some time in our lives, around 70% of us will need help with routine activities like getting dressed, traveling to appointments, or making meals.  Because many people are unsure of what their insurance policies cover, and Medicare benefits are frequently misunderstood, we’ll help you understand long-term care insurance policies today. Why buy long-term care…

→ Read More

What is supplemental life insurance?

If you have a family, then you know that they are your number one priority. You would do anything to ensure they are cared for, including protecting them financially. One way to do this is by purchasing supplemental life insurance.  Supplemental life insurance policies are a great way to protect your loved ones financially in…

→ Read More