Oregon Life Insurance [2024]

We offer Oregon residents life insurance from several of the best OR life insurance companies. Life insurance is very similar from state-to-state, with a few exceptions, so expect your Oregon life insurance rates to vary.

However, this guide should help you understand the differences in Oregon life insurance as well as find resources in your state. We’ll also show you how to get the best life insurance in Oregon.

Before we dive into this guide, find affordable Oregon life insurance rates by clicking on our FREE quote tool above. Get started now.

Oregon Life Insurance Quotes

We offer Oregon residents life insurance from several A-rated life insurance companies. Life insurance is very similar from state to state, with a few exceptions. This guide should help you understand the differences as well as find resources in your state.

Policy Cost – The premium (cost) you pay for your life insurance policy does not vary by state. It is the same regardless of which state you live in. Premiums are set by life insurance companies then approved by the State Insurance Department.

Company Availability – Not all companies are available in every state. For example, if a life insurance company has not filed its product or rates with your State Insurance Department, that company won’t be available in your state. Company availability changes often due to new filings.

Product Availability – There are instances where life insurance companies offer only specific products or riders in a state. For example, a company may offer a child insurance rider on their policy, but the feature may not be available in all states. These exclusions can be viewed by clicking on the life insurance companies in the list below.

Oregon life insurance also offers residents a 30-day grace period and a timely payment on claims. 

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Life Insurance Rates in Oregon

To give you an idea of what Oregon life insurance rates look like, check out the chart below to see what the top companies charge based on non-smoking status, age, marital status, and gender. Keep in mind that your Oregon life insurance quotes may be different, depending on demographics, occupation, habits, and family medical history as well as which Oregon life insurance policy you choose.

In this next chart, you can also see how many Oregon life insurance companies there are in comparison to other western states.

Note that Oregon has three life insurance companies that operate specifically in the state, but that doesn’t mean affordable life insurance rates in Oregon are hard to come by. You can still access the best life insurance in Oregon with our free quote tool on this page.

Oregon Guaranty Association

State guaranty associations are committed to protecting resident policyholders and beneficiaries in the event of an insurance company insolvency. The association is made up of all insurance companies licensed to sell life insurance, health insurance and annuities in the state. If an insurance company becomes insolvent (goes out of business), the association steps in to protect policyholders by continuing coverage and paying claims, up to defined limits.

In Oregon, a life insurance policy is protected up to $300,000. This amount is the maximum benefit provided for any one life. In other words, multiple policies on any one person are limited to this amount.

Oregon Life Insurance Contacts

Here is a list of all the necessary state contacts for residents with Oregon life insurance claims and other related matters.

Guaranty Association

If you need information about an Oregon life insurance or health insurance guaranty, contact the Oregon Life & Health Insurance Guaranty Association at 1-855-378-9510 or visit the website.

Insurance Department

For the latest updates from the Oregon Insurance Division, you can call 1-888-877-4894 or visit the website. Here, you can learn about all things Oregon insurance, including Oregon health insurance.

In addition to the Oregon Insurance Division, you can learn about your Oregon health plan coverage or OHP insurance, including finding your Oregon health plan phone number or obtaining Oregon health plan login assistance, by visiting the website www.ohp.oregon.gov. There, you can access the health insurance marketplace and your individual health insurance in Oregon for 2020. The state of Oregon has also put together Life Insurance Finder Tool (LIFT life insurance tool).

Legal Info

QuickQuote is licensed to sell life insurance in Oregon under Agency License Number 810082.

The licensed company principal is Tim Bain, Agent License Number 166168.

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Oregon Life Insurance Companies

American General Life Insurance Company

Banner Life Insurance Company

Fidelity Life Association

Haven Life / MassMutual

John Hancock Life Insurance Company

Lincoln National Life Insurance Company

Metlife Life Insurance Company

North American Company for Life & Health Insurance

Pacific Life & Annuity Company

Principal Life Insurance Company

Protective Life Insurance Company

Pruco Life Insurance Company (Prudential)

Sagicor Life Insurance Company

The Savings Bank Life Insurance Company of Massachusetts (SBLI)

Transamerica Life Insurance Company

United of Omaha Life Insurance Company

Don’t wait — Use our free quote tool to get affordable life insurance rates in Oregon. Get started now.

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