Death by Falling Coconut: What are the chances it happens to you?
Falling coconuts may be an unusual way to die on term life insurance, but not impossible. A full-sized coconut can weigh in at over three pounds, and 2.5% of hospital admissions in New Guinea were due to falling coconut-related injuries.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
UPDATED: Dec 22, 2023
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Editorial Guidelines: We are a free online resource for anyone interested in learning more about life insurance. Our goal is to be an objective, third-party resource for everything life insurance-related. We update our site regularly, and all content is reviewed by life insurance experts.
UPDATED: Dec 22, 2023
It’s all about you. We want to help you make the right life insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident life insurance decisions. Comparison shopping should be easy. We are not affiliated with any one life insurance company and cannot guarantee quotes from any single company.
Our life insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different life insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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The coconut palm tree is a tranquil beauty. Swaying casually with the breeze, it projects a soothing and laid-back air about its surroundings. A beach vacation just wouldn’t feel right without relaxing beneath a palm tree with a piña colada. Who could have known this unsuspecting tropical tree is a secret assassin? It turns out that death by coconut is possible.
Check out other causes of death in America.
It has been widely reported that there are roughly 150 fatalities attributable to the vengeful coconut each year.
However, the truth is, the peaceful fruit may not be so guilty after all. While there is a high annual rate of trauma admissions due to coconut palm-related injuries, the actual figure is just 2 coconut deaths per year. In contrast, there are roughly 60 shark incidents annually, including shark attacks and shark bites, and these shark incidents kill about ten people each year.
So, you may have heard that you should be more fearful of coconuts on trees than you should shark attacks but, the annual death rate says otherwise.
That’s not to say that death by coconut is impossible, though.
Are the coconut risks real?
Coconut palm trees usually grow to be between 25 and 90 feet tall and can produce up to 75 coconuts per year. A full-sized coconut can weigh in at over 3 pounds. If a 3-pound coconut fell from a height of 100 feet, it would hit the ground with a force of 4,181 Newtons, or about 940 pounds of force. The force of impact would be even greater for a larger coconut. That is enough to cause significantly more than a bruise! Simple physics can tell you that thing would drop like a coconut bomb!
Although statistics on deaths by coconut, hospitals in tropical locations do report coconut-related trauma patients. According to an article by Peter Barss in the Journal of Trauma-Injury, Infection and Critical Care, a hospital in Papua New Guinea reported 2.5% of admissions were due to accounts of coconut-related injuries. While the possibility of death by coconut is very real, a bigger risk might come from accidents related to falling while climbing coconut palm trees.
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Case Studies: Death by Falling Coconut
Case Study 1: The Unfortunate Vacation
Sarah, a 28-year-old adventure seeker, embarked on a tropical vacation to an idyllic island destination. Enjoying the serenity of the beach, she decided to relax beneath a towering coconut palm tree.
Unfortunately, tragedy struck when a coconut dislodged and fell, causing a fatal injury to Sarah. This case serves as a reminder that even in seemingly peaceful surroundings, there can be unforeseen dangers lurking above.
Case Study 2: The Local Resident
John, a 45-year-old resident of a coastal region abundant with coconut trees, had grown accustomed to their presence. One fateful day, while strolling near a row of palm trees, a coconut plummeted from above, barely missing John.
Although he escaped unscathed, this incident emphasized the need for vigilance and awareness, even in familiar surroundings.
Case Study 3: The Island Escape
Emma, a 32-year-old traveler seeking solitude, chose a remote island retreat. Relaxing beneath the shade of a coconut grove, Emma spent peaceful days in hammocks swaying beneath the palm trees.
Although no coconuts fell during her stay, Emma became acutely aware of the potential risks. She adjusted her positioning to minimize the chances of an unfortunate accident.
Read more: 10 Common Body Parts You Can Insure
Did you know?
- A coconut palm tree can grow as high as 90 feet?
- Coconuts are grown in 90 countries?
- The scientific name for coconut is Cocos Nucifera. The name ‘coconut’ was given by early Spanish explorers. ‘Coco’ means monkey and ‘Nucifera’ means nut-bearing
To stay safe around coconut palm trees, observe any warning signs in the area and keep an ear out for loud thuds. Also, it’s probably not a good idea to hang out underneath towering coconut trees that haven’t been groomed. If a coconut does fall on your head and you survive the impact, try drinking the fresh coconut water to ease the bump on your noggin!
Also, make sure you have a solid travel insurance policy in place to take care of any medical care you might need if you cross paths with a vengeful coconut.
Frequently Asked Questions
Can I get life insurance quotes for free?
Yes, you can always receive free life insurance quotes. We provide a secure platform that offers quotes from multiple insurance companies for you to compare and choose the best option.
What are the chances of dying from a falling coconut?
While deaths caused by falling coconuts are rare, they do happen. On average, there are about 2 coconut-related deaths per year. However, it’s essential to stay cautious around coconut palm trees to avoid any potential injuries.
How can I stay safe around coconut palm trees?
To stay safe, it’s important to observe any warning signs in the area and listen for loud thuds, which may indicate falling coconuts. It’s also advisable to avoid lingering under towering coconut trees that haven’t been groomed. If a coconut does fall on your head and you survive the impact, drinking the fresh coconut water may help ease any resulting bump.
Do I need travel insurance to cover coconut-related injuries?
It’s always a good idea to have comprehensive travel insurance in place when visiting tropical areas where coconut trees are prevalent. Travel insurance can help cover medical expenses if you encounter a coconut-related incident that requires medical attention.
Are the risks associated with coconuts falling from trees real?
Yes, the risks are real. Coconut palm trees can grow to be quite tall, ranging from 25 to 90 feet, and a full-sized coconut can weigh over 3 pounds. If a coconut falls from a significant height, it can cause serious injuries or even death due to the force of impact.
Your life insurance quotes are always free.
Secured with SHA-256 Encryption
Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about life insurance. Our goal is to be an objective, third-party resource for everything life insurance-related. We update our site regularly, and all content is reviewed by life insurance experts.